The people who make things happen in our company and who believe and build the future.
Our senior leadership brings years of experience, which guides our company’s day-to-day practices. Their knowledge and involvement is valued on every one of our projects. In addition to setting strategic and operational goals to ensure growth, they, along with the entire management team, provide ongoing direction, motivation and resources.
Steve has over 25 years of experience in the field examination and asset-based lending industry and has the following qualifications:
Philip has over 20 years of experience as a field examiner. In addition he has 12 years of banking experience as a corporate banking officer, credit officer, credit manager and credit analyst. R&F specializes in providing field examinations to lenders with commodity divisions with specific experience in energy, ESCO's, metals (ferrous & non-ferrous), grain, sugar, cocoa, coffee, chemicals and fuel. Phil oversees the majority of the commodity related field exams, Phil gained his exposure to commodities as the credit manager of the precious metals management division of Engelhard Corporation (now BASF).
Michael has over 17 years of experience as a field examiner. Michael handles routine field exams across all industries as well as effectively managing large, complicated multi-location or multi-entity requests. Michael plays an essential role in the growth, mentoring and development of the field examiner staff at R&F. He is very involved in developing the company’s field exam policies and procedures and is also heavily involved in business development. Michael holds a BS and an MBA in finance from Monmouth University. Michael is currently on the Executive Board of the NY Chapter of the Secured Finance Network, serving as Treasurer, and previously served on the NJ Chapter of the Secured Finance Network (Previously Commercial Finance Association) as President and Chairperson. In 2017, Michael was named as a recipient of the “CFA 40 Under 40” award presented by the Commercial Finance Association.
Stephen has over 12 years of experience as a field examiner and is proficient in modern technology and service-based exams, including monthly recurring revenue (MRR). Stephen was hired as a college graduate from the University of South Carolina where he received a BS in Business Administration with a concentration in Corporate Finance, Economics & Real Estate. Stephen also volunteers as a big brother for Big Brothers Big Sisters of Monmouth & Middlesex Counties.
Robert has over 15 years of administrative and business experience. He received his BA in Political Science with a dual Minor in English and Journalism and Public Relations from Seton Hall University in 2008 and earned his MA in Public Policy from Monmouth University in 2010. As the Director of Operations, he is the key contact between the Lender and Examiner.
Julia has over 13 years in the finance industry with Rosenberg and Fecci. She has taken on increasing responsibilities starting as an Analyst, and then moving up to a Senior Analyst and into her current role as a Manager. Julia’s contribution to the finance industry was recognized by the Secured Finance Network, and she was featured in The Secured Lender magazine issue dedicated to women in commercial finance.